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It is well documented that financial literacy is at best moderate around the world and that the cost of ignorance in this field may be high on both microeconomic and macroeconomic levels. We surveyed a representative sample of Poles to measure their debt literacy—a little‐studied aspect of financial literacy—and therefore obtain insight into the factors predicting it. Our study evidenced low levels of debt literacy and its overestimation by respondents in their self‐reports. We also confirmed some of the patterns found in former studies, including the gender gap and a positive relationship between the level of educational attainment and debt literacy. Finally, our examination provides compelling outcomes with regard to the segmentation of the sample on the basis of objective and subjective debt literacy scores. They show large heterogeneity of debt literacy and thus confirm the need for far‐reaching customization of debt‐oriented education.
The Journal of Consumer Affairs, 2018

Although the percentage of foreign students in Poland has increased over 9 times over past 10 years, it is still well below European Union average. We have been looking for determinants of willingness to study in Poland among members of Polish Diaspora, who already have ties with the country. We created empirical models of willingness of people with Polish origin to study abroad, in Poland, and in a peripheral Polish academic centre in particular. Such models can help policy-makers and universities to meet the needs of international students and make universities more competitive on the global higher education market.
International Journal of Educational Development, 2017

Opracowanie stanowi podsumowanie wyników projektu badawczego realizowanego w Zakładzie Zdrowia Dzieci i Młodzieży Instytutu Matki i Dziecka w Warszawie w latach 2014-2017 w ramach umowy z Narodowym Centrum Nauki (nr 09/B/HS6/03438) w konkursie OPUS 5. Projekt zatytułowany był: Środowisko fzyczne i społeczne oraz jakość funkcjonowania szkoły a zdrowie subiektywne i zachowania zdrowotne nastolatków – zastosowanie modeli strukturalnych i ścieżkowych szacowanych na danych o strukturze hierarchicznej.
Instytut Matki i Dziecka, Warszawa 2017, 2017

We found that Polish households have serious problems with distinguishing various entities that provide loans to private individuals and that such problems manifest even greater problem of material shortcomings in Poles’ debt literacy. We also evidenced low public trust to lending entities, particularly to loan companies. In the light of the findings the law amendment is well-grounded, however it should be supported by actions aimed at enhancing households’ financial literacy.
Prague Economic Papers 2017, 2017

Introduction. The aim of the paper is to evaluate the association between overall state school assessment and selected problem behaviours among secondary school students. Method. The nationwide sample included 4085 students interviewed in 2015, from 70 randomly selected schools that had undergone comprehensive external evaluation. Two standardised scales describing alcohol drinking and delinquent behaviour taken from Polish version of CHIP-AE questionnaire (Child Health and Illness Profile – Adolescent Edition) were used. Hierarchical data structure was taking into account by comparison between a standard linear model and a mixed model with random intercept. The school assessment was based on 12 evaluation requirements and three categories of schools were distinguished (worse, average and better; 20%, 60% and 20% of the sampled schools respectively). Impact of gender, age, school achievements and family affluence on problem behaviours were analysed at the individual level. Results. Among individual determinants, males and poor school achievements were a prediction of both problem behaviours (alcohol use and delinquent behaviour). A significant relationship between the results of school evaluation and alcohol use was demonstrated in preliminary analyses, but was weakly confirmed in multilevel models. However, the association between these results of school evaluation and the variability of delinquent behaviour index was revealed in the multivariate analysis, particularly in interaction with school achievements. Conclusion. Better school may reduce the negative impact of factors contributing to adolescence problem behaviour.
Alkoholizm i Narkomania 2016, 2016

In recent years, there has been increased interest in methods for gender prediction based on first names that employ various open data sources. These methods have applications from bibliometric studies to customizing commercial offers for web users. Analysis of gender disparities in science based on such methods are published in the most prestigious journals, although they could be improved by choosing the most suited prediction method with optimal parameters and performing validation studies using the best data source for a given purpose.
In The R Journal, 2016

Personal loans market in Poland has changed substantially within last years. Relevant aspect of the change was the emergence of personal loan companies and other non-banking entities with their offer addressed to clients excluded by banks. Positive results of the change were offset by increased concerns regarding financial safety of those who take loans from such institutions, not fully encompassed by the regulations followed by banks and credit unions. We investigated opinions of private individuals to study their perception of loans and attitudes towards selected loan-related issues within the new lending environment. To achieve the goal, we conducted survey in a representative sample of 1004 adult Poles and we utilized logistic regression model to get additional insight into the survey results. We found that negative opinions outweigh positive ones, both in general attitude towards loans and in the perception of particular loan-related issues such as connotations concerning payday loans and parabanks. Despite the study was not meant to ascertain the level of Poles’ debt knowledge, we perceive the results of our study as evidencing, though indirectly, the lack of such knowledge. Hence, we believe that the findings call for more activity – both regulatory and market-driven – aimed at making private individuals more debt knowledgeable.
Forum Scientiae Oeconomia Volume 4 (2016), No. 2, 2016

Książka zatytułowana Sektor shadow banking w Polsce – blaski i cienie dotyczy tematów ważnych i aktualnych, które w ostatnich czasach mocno rozgrzewają dyskusję publiczną i powodują spory ekonomistów oraz prawników. […] Książka ta jest jedną z nielicznych publikacji poświęconych tej stosunkowo mało poznanej problematyce. Temat został ujęty w sposób unikalny, wynikający z interdyscyplinarnego podejścia do zagadnienia. Zaletą książki jest też ukierunkowanie podjętych w niej rozważań na zagadnienia dotyczące rynku polskiego. […] Ostatnia, trzecia część książki stanowi prezentację wyników jakościowych badań empirycznych […] Głównym celem badań było poznanie i zrozumienie ogólnego obrazu problematyki społeczno-ekonomicznej tej części sektora usług pożyczkowych, widzianego z perspektywy jego klientów. […] Przeprowadzone badania należy uznać za wyjątkowe i wnoszące spory wkład w poznanie i zrozumienie funkcjonowania tego sektora, gdyż do tej pory nie zostały przeprowadzone inne, tego typu badania, dla rynku polskiego. […] Reasumując, recenzowana książka ma wysokie walory merytoryczne i praktyczne. Stanowi wyjątkowe działo na rynku wydawniczym. Z tego tez względu z pewnością będzie cieszyć się dużym zainteresowaniem czytelników (z recenzji Prof. dr. hab Andrzeja Wieczorkiewicza).
Wydawnictwo CeDeWu, 2015

The development of new techniques of quantitative social research, which is performing in the world, is particularly associated with an increase in popularity of online access panels. Internet access panels enable rapid implementation of different types of interdisciplinary research on an unprecedented scale, but they also generate new problems and challenges, which are necessary to overcome by panels managers, researchers and methodologists.
Przegląd Socjologiczny, Tom LXII/1, Łódź 2013, 2013

Scouting in Europe is facing challenges in membership growth and development. These challenges reflect the diversity of Scouting in Europe. Some Associations have to work on strengthening their work on recruitment of new members or adults. Some need to strengthen the quality of their programmes. Some need to focus on reaching out to groups of Young People who are not currently accessing Scouting. Some need to develop their adult resources. Some have other challenges entirely. There are too many challenges being faced by associations around Europe to list all of them here. However, common to all is the need to focus on growth and development.
World Scout Bureau. European Regional Office on behalf of the European Scout Committee, Geneva 2007, 2007